We understand the importance of Wills
At Hampden Financial Services, we understand the importance of Wills, and have launched Hampden Wills.
Wills are important, as:
- if you die without a will, there are certain rules which dictate how the money, property or possessions should be allocated. In other words the Government decide where your money goes – This may or may not be the way that you would have wished your property and money to be split up.
- unmarried partners and partners who have not registered a civil partnership will not inherit from each other unless there is a will in place, so the death of one partner may create serious financial hardship for the remaining partner
- if you have children, you will need to make a will so that arrangements for the children can be made if either one or both parents die, With a Will, you can decide who you would want to look after your children, rather than someone making that decision for you
- it may be possible to reduce the amount of inheritance tax payable if advice is taken in advance and a will is made
- if your circumstances have changed, it is important that your will is updated to ensure that your money and possessions are distributed according to your wishes. For example, if you have you may want to change your will. Also If you are married or enter into a registered civil partnership, this will make any previous will you have made invalid.
The Financial Conduct Authority does not regulate Will Writing and does not regulate Inheritance Tax Planning
We can help you
- Life Insurance
- Buildings and Contents
Challenge us to save you money on your mortgage or your life insurance.